What’s your Decision?
In this organisation, there is a facility breach from 18 February 2027 (pink shading). In the absence of this report, strong results in June and July may mask underlying deterioration, with liquidity effectively at breakeven by 20 May 2026 (circled) – indicating there may have been earlier warning signs that warranted attention?
In this situation MyCD highlighted corrective actions needed to start immediately the report was produced in early April.
What’s your Decision?
In this organisation, there is a facility breach starting 21 October (pink shading). It would appear the breach would be short term and clear from 6th January.
In this situation MyCD highlighted corrective actions, such as negotiating a temporary facility with a financier or other corrective remedies. However, longer term there is a deterioration in cash as the year progresses and a deeper dive into that deterioration would be recommended.